Loan Modification

We pride ourselves on the ability to cooperatively work with lenders and get our clients into modified loan agreements. A loan modification is a permanent change to a loan contract agreed to by both the lender and the borrower. The lender modifies an existing loan in an effort to help the homeowner in a time of hardship.

The ultimate goal is to make the loan affordable for the long term. Usually loan modifications come in the form of a rate reduction and fixing the interest rate for a certain period of time. Loan modifications are possible for many borrowers who are behind on payments or who may qualify for special lending programs.  

We can negotiate with your lender to get your loan in good standing again. Our attorneys will explore many options available to you, as a Florida homeowner, in order to get a restructured loan approved.

Some possibilities include a separate payment plan for your delinquency or even adding the delinquency to the end of your loan. We will successfully negotiate a loan modification that meets the needs of our client.

Our attorneys work with lenders around the world on a daily basis and know the best strategies to help institute a loan modification. If you can afford your home but you just can't afford the terms of your mortgage then a loan modification may very well be the solution for you.

If your home is worth less now that what you paid for it, we can help you to lower your monthly payments.  If you are behind on your monthly mortgage payments and are worried about losing your home to foreclosure, we can help you keep your home. 

If you are in a worse economic situation now than at the time you purchased your home, we can save you thousands of dollars in mortgage payments, making it easier for you to support your family.

In Florida, for more information, or to make an appointment with one of our loan modification attorneys, please contact us at (954) 944-2855 or by email at i   .