Loan Modification Negotiation

The fledgling economy and down-turned real estate markets have devastated many Florida families. For this reason, loan modifications are in high demand right now. In a desperate attempt to save their homes, many that are facing foreclosure are reaching out for help only to become victims of scams.

Scammers are taking advantage and preying on innocent people. Victims often lose their homes and all of the fees that they invested with the “specialist” they retained to handle their loan modification. Homeowners need to secure their investment and hire an attorney that will provide honest and competent service.

For those that are currently behind in mortgage payments or anticipate getting behind in the future or those whose homes’ are “under water”, one of the only options available is to contact a loan modification attorney to work with you to see if you qualify for help. A mortgage loan modification is a “process” and it can be complex. At Wild, Felice & Partners, PA we can help you:

• Reduce your monthly payments
• Lower your interest rate
• Reduce your loan balance
• Obtain extensions for payments
• Eliminate your adjustable rate
• Work through or eliminate penalties and fees
• SAVE YOUR HOME and avoid foreclosure

We begin by establishing your needs. Our attorneys will review your case from a legal perspective so that we can deal with your lender and help you prepare your application so it's processed quickly. When we present your case to the lender we will be ready with all the necessary documents. Your lender will take your loan modification request more seriously when you have Wild, Felice & Partners, PA on your side, we use knowledge, experience, and the law as leverage when negotiating.

If you try to get a loan modification on your own it's very possible that they will be transferring you from one department to another without making any progress. If you already are in foreclosure, you can't waste any more time. We can delay the foreclosure proceedings, giving you more time to recover while we concentrate on saving your home.

Banks are not interested in helping anyone but themselves. Rather, their urgency to make money is their priority. Don’t let your desperation cloud your good judgment when dealing with your home’s future. Loan modification can often be a lengthy process. It can also be complicated and one cannot overstress the importance of doing it right. If mistakes are made, you may not qualify and unless you qualify you aren’t eligible for a loan modification. Contact Wild, Felice & Partners, PA for a free consultation.

In Florida, for more information, or to make an appointment with one of our loan modification attorneys, please contact us at (954) 944-2855.